 So, what will you get with the Mortgage Assurance Program?
No matter where you are in the mortgage process you can save money with the LendFast Mortgage Assurance Program. Its never too late to renegotiate your numbers. During the application process the lender has the power in negotiations because you are the one asking them for something. . After the loan is approved and the loan officer wants to get paid...you have the power! All you need is the right advice.
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A Complete Application Preview
Knowing what to say and what not to say can save you money
at application time. We will review your information with you before you speak with your lender to make sure you are "putting your best foot forward." Making sure that you give the loan officer all of the information they need to come back with the best deal will save time and money. To help you remember, we give you a free 40 point checklist to use when you interact with the lender to make sure you cover everything.
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Mid Application Review
This is the most pivotal point of the negotiation process. This is where the lender has evaluated your application and is getting back to you with their proposal or quote. Once you receive this information you need to evaluate the feasibility of what they are offering, the closing costs, the interest rates and the type of program they have offered to you. Since they are the ones offering the "deal" it is very unlikely that you will get an unbiased opinion to those questions from them, but you will from us!
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Before Closing Review
We will evaluate your closing documents thoroughly before you close to ensure they are accurate and are the figures that you were promised. If not, we point out the mistakes and explain them thoroughly so that you can get the deal straightened out before you close. Most lenders are fair and honest and do not intentionally raise rates or closing costs right before closing, however it does happen. When it does happen it's usually not from malicious intent but from inexperience and poor mortgage management and you shouldn't have to pay for that.
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