LendFast.com HomeBuyers/ Real Estate Section

I want to Buy a new House How Much Can I Afford

At Lendfast we are dedicated to making sure you have a smooth home buying experience.This means helping you find the right lender with the very best information you need to make wise decisions. Enjoy!

Are you Ready to Buy or Sell a new House?

Understanding the different types of loan programs and the entire home buying process will help your save time, money and sanity. Our FREE homebuyers library below is filled with articles and guides written by mortgage professionals on a variety of topics.

For exact answers try our calculator section to help you budget and get ideas on how much house you can afford. Each calculator is designed to give you different aspects of the homebuying financial details.

First time home buyers have many more obstacles to face than they did just a few years ago. A little planning and understanding can go a long way to helping you get your first home without pulling your hair out. We suggest that first time homebuyers begin with this short primer then move on to the other topics.

HomeBuyers/Real Estate Section

How Much House Can I Afford?

Mortgage Process Overview

Home Purchase Checklist

Contingency Contracts

Rent vs. Buying

How Much Down Payment

First Time Home Buyers Guide

About Home Inspections

Should I Use a Realtor?

Understanding Market Conditions

Negotiating the Deal

Making the First Offer

Pre-Approved or Pre-qualify

When Should I Lock my Rate?

Home Buying Sections


I want to Buy a new House How Much Can I Afford? - This is the critical first step to buying a home. In today's market banks are very careful about making sure homeowners can afford your payments...	Home Purchase Checklist - Buying a new home can be a bit stressful. Even the most seasoned homebuyers sometimes forget to ask the important questions. This checklist will help you keep things organized...
Mortgage Process Overview - The home buying process can be an emotional roller coaster for even the most experienced home buyers. Knowing how the whole process works is very helpful when trying to buy a home...	Contingency Contracts - A contingency plan is usually added to the contract to protect would-be buyers in the case they are unable to sell their home. However, having the right type of clause is crucial ...
Rent vs. Buying - This is usually a pretty easy question to answer, but in today's market it may not be as cut and dry as usual. Find out what the pros and cons are for would-be homeowners in today's market...	Down Payments - What's a down payment you ask? Many people that bought their first home in the last 5 years may not be familiar with this concept. However, the times they are a changing ...
First Time Home Buyers - First time home buyers have many more obstacles to face than they did just a few years ago. A little planning and understanding can go a long way to helping you get your first home without pulling your hair out ...	Home Inspections - The majority of home buyers still buy homes without using a home inspection service. This is not wise at all and can often spell "bad news" for the buyer. However, picking the wrong inspector who isn't qualified can be just as bad...
Use a Realtor? - Did you know that the average home price is around 300k, and the average real estate commission is around 4%? That's a lot of scratch! Make sure you are clear about what type of service you should receive for 12 grand...	Market Conditions - Market conditions often dictate whether or not you should buy a home or sell one. However, what if you are forced to buy or sell regardless of the market? Learn how the market dictates different strategies for buyers and sellers ...
Negotiating a Deal - Ok we have found the perfect home but they want way too much! Let's employ a little sneaky negotiating, but be careful no to be too sneaky...	Making the First Offer - When making the first offer you have to make sure you are offering enough money as not to insult the seller and too little to make them "high five" each other too ...
Pre-Approved or Pre-qualify - There is a big difference between pre-qualifying and being "pre-approved" and you should know the difference...	Lock my Rate? - When mortgage rates are all over the place like they are right now knowing when to lock your interest rate is crucial...
Find Foreclosed Homes For 1/2 price in some markets! Enter ZIP or City, State:

	Find House Values Right Now! (Results remain on this page)
	Free Credit Score \| Find Foreclosures
	This FREE service can help you find your home's average current market value or suggested listing price. To get exact listing and pricing information you need to speak with a professional. Click here or a free comparative market analysis plus neighborhood comps!

	Mortgage News and Articles
	Buying a home with a low down payment Looking for a mortgage that doesn’t require a 20 percent down payment? Here are some options.more Piggyback loans let you tap your home equity when buying Homebuyers can use a second mortgage or line of credit to help with a down payment, or to finance other needs and wants.more Down payment: What is the purpose? Why do lenders want a down payment when you purchase a home? It's all about security.more Is your down payment too big? It may not always be in your best interest to make the largest down payment you can when buying a home.more Which is better: PMI or piggyback loan? Here's how to weigh your options if you plan to buy a home with a down payment of less than 20 percent.more

I want to Buy a new House How Much Can I Afford?