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FHA Government Programs

FHA has various types of real estate mortgage loan programs available. Each FHA loan program has slightly different benefits to fit the individual needs of borrowers:

You may research available FHA loan programs by your needs:

Buying a Home with a FHA loan
Down Payment Assistance
Mortgage Refinance
FHA Streamline Refinance

Or you may research individual type of FHA loan programs:

HUD Homes - Properties for Sale and Financed by FHA
Officer Next Door - 50% Discounted properties and financing for police officers.
Teacher Next Door - 50% discounted properties and   financing for teachers.
CHDAP - 100% financing using second mortgage.

Nehemiah - 100% financing with assistance of home seller.
HART - up to $15,000 gift funds
Neighborhood Gold - up to $15,000 gift funds with assistance of home seller
CHFA Loans Loans (CHAFA) - discounted financing option with income limitations
Access 2000 - 100% financing with use of second mortgage.
203K - FHA major home improvement, rehab loan.
Home Improvement Title - FHA insured second mortgage up to $25,000
Cash-Out Refinance Loans - up to 95% of properties value cash-out refinance.
Single Family Home - standard FHA 203(b) loan.
Fixed Rate FHA Loans - standard FHA fixed rate loan
FHA adjustable rate mortgages (ARM) - standard FHA ARM, Adjustable Rate Mortgage
FHA Buydown Loans   - FHA 1/1 or 2/1 buy down loan.
Reverse Mortgages - HUD reverse mortgage for seniors over 62

 
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