HART Down Payment Assistance Program

Housing Action Resource Trust (HART) is a California 501 (c) (3) non-profit housing and community development corporation servicing selected communities throughout the United States.

HART provides down payment assistance to individuals and families. HART down payment assistance is provided by HART in a form of a "gift"

• HART will gift up to $15,000 to homebuyers for down payment & closing cost

• No repayment of Gift

• Homebuyer will need 1% of sales price from own funds

• HART program can be used to purchase 1-4 units homes

• Homebuyer will need to complete a pre-purchase counseling

As with many of the down payment assistance programs, HART requires the participation of the seller in the transaction.

Since HART uses a FHA loan for financing, learn more about the most important part of the transaction . FHA Loan Qualifying