Nehemiah Down Payment Assistance Program

Nehemiah will gift up to 3% of the final sales price to a qualified Nehemiah buyer for the down payment. This allows a you to buy a home with no down payment when combined with a FHA loan. This program requires the assistance of the home seller.Nehemiah is a private California non-profit housing corporation. Nehemiah is not a government program. The Nehemiah Program gifts money to qualified buyers to purchase Nehemiah properties throughout the United States.Before a Nehemiah transaction is scheduled to record, Nehemiah delivers the participating buyer's 3% gift money taken from a pre-existing pool of funds and delivers it to the closing company. The seller makes a contribution only after the successful close. Nehemiah is using its own money from a pre-existing trust fund.

Using the Nehemiah program to buy a home is quite simple and can be broken into two simple steps.

1. Get preapproved for a FHA Loan.
2. Once approved, find a home and have your Realtor write up the offer using the Nehemiah program.

If you wish to use the Nehemiah program to purchase a home, take a moment to learn about . FHA Loan Qualifying