| The IberiaBank Visa® Select Card is a low interest credit card that offers a minimum of 0% APR for the first 12 months of card membership. During the first year of having your card, you -can qualify for 0% interest on purchases. This rate will not change during the 12 month promotional period. For balance transfers, you can enjoy an APR as low as 1.99% for the first year. After the year promotion, you will pay an ongoing APR as low as 7.50% based on the prime rate and the creditworthiness of the cardholder. Other card features and benefits include auto rental collision damage waiver, roadside dispatch and travel emergency services. You'll get online access to your account, that way you can manage and view your transactions at any time. With an annual fee as low as $35 it's the perfect card for those who hate paying high interest charges! |
|
 General Information |
| - IberiaBank Visa® Select Card |
| - IberiaBank |
| - Regular |
| - Standard / Visa |
| - Excellent Credit |
| - Low ongoing variable rate APR after introductory period. |
| - No rewards program. |
| Interest Rate Information |
| - 0% |
| - 0.00% or 7.50% for 12 Months on Purchases or 1.99% or 7.50% for 12 billing cycles on balance transfers |
| - Introductory Rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on Purchases. Introductory Rate of 1.99% or 7.50% for 12 billing cycles for balance transfers. |
| - 7.50%, 9.50% or 11.50% |
| - 12.75%, 14.75% or 16.75% |
| - 25 Days |
| Fees and Billing Info |
| - $35 - Low Annual Fee of $35.00. |
| - Up to $35 |
| - None |
| - 5% (minimum fee $5, maximum $100) |
| - 3% of the transfer amount |
| Rewards/ Rebates/ Points/ Miles/ Bonuses |
| - Various internet account services.
See website for additional benefits. |
| - Introductory Rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on Purchases. (If there is an interest charge, the charge will be no less than $0.50). This rate will not change during the introductory period.
Low Introductory APR on Balance Transfers of 1.99% or 7.50% for the first 12 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. |
| - Apr 23 2012 12:00AM |
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