| The IberiaBank Visa® Platinum Rewards Card is a rewards credit card that offers a low introductory APR on purchases and balance transfers, along with bonus points you can redeem for hotel stays, gifts or special experiences. The card offers a special variable rate that can be as low as 9.25% for purchases. The APR is based on the prime rate and your credit worthiness, and the interest charge will be no less that fifty cents. For balance transfers, you can enjoy an APR of 1.99% for the first six billing cycles as long as you you process them within the first three months of opening your account. The rewards program includes 1 bonus point for every dollar spent on eligible purchases. Once you've collected your points, you can redeem them for hotel stays, gifts, or other experiences. On top of all these exciting rewards, you'll be covered with travel accident insurance up to $1,000,000. When you use your IberiaBank Visa® Platinum Rewards Card, you can manage your credit card information online, all the time. Choose the card that never lets you pay high interest and rewards you with bonus points! |
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 General Information |
| - IberiaBank Visa® Platinum Rewards Card |
| - IberiaBank |
| - Reward - Other |
| - Platinum / Visa |
| - Excellent Credit |
| - Reasonably low APR for those who qualify; No annual fee. |
| - Limited benefits offered. |
| Interest Rate Information |
| - 1.99% |
| - 1.99% APR for 6 Billing Cycles |
| - Low Introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed within three months of your account open date. |
| - 9.25%, 12.25%, or 15.25%* |
| - 14.75%, 18.25%, or 21.25%* |
| - 25 Days |
| Fees and Billing Info |
| - $0 - Additional card fee is $5 per occurrence. |
| - Up to $35 |
| - None |
| - 5%, $5 minimum, $100 maximum |
| - 2% of the transfer amount |
| Rewards/ Rebates/ Points/ Miles/ Bonuses |
| - Point |
| - n/a |
| - n/a |
| - Points are redeemable for hotel, gift or experience rewards. |
| - 1 Point |
| - None |
| - Various Internet account related services.
Lost and stolen card reporting.
Up to $1,000,000 in travel accident insurance.
See website for additional benefits. |
| - *This APR may vary with the market based on the Prime Rate.
See website for complete terms and conditions of card usage and application disclosure. |
| - Apr 23 2012 12:00AM |
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