Free Sample Letter
for getting unauthorized Credit Inquiries removed
Today's Date
Your Full Name
Current Address
Current Phone Number
Attention: {insert credit reporting agency name} See
names and addresses below
{add CRA address here}
Dear {credit reporting agency}
This letter is a formal request to remove unauthorized inquiries from
my credit report. I've enclosed a copy of the credit report that your
organization provided me on {insert date of report}. I've listed the
unauthorized inquiries below and also circled them in red on the enclosed
report
Line Item {insert number}:
Creditor: {insert name of creditor(s) making the inquiry}
Please note that before making this request, I sent letters to the organizations
responsible for these unauthorized inquires asking them to remove their
inquiries from my credit reports and to cease their illegal activity.
Although I sent these letters return receipt requested and have proof
that my letters were received more than 30 days ago, they have failed
to respond therefore, I ask for your assistance in resolving this matter.
In accordance with the Fair Credit Reporting Act, I respectfully ask
you to investigate my claim and, if after your investigation, you find
my claim to be valid and accurate, I ask that you immediately delete
the unauthorized inquiries outlined below. Furthermore, I ask that you
send a corrected copy of my credit profile to me at the above address.
If your investigation determines the inquiry was authorized, I respectfully
request you forward to me a description of the procedure used to determine
this within 15 days of the completion of your re-investigation.
Thank you for your consideration and cooperation and if you have any
questions concerning this matter I can be reached at (insert daytime
phone number including area code).
Sincerely,
Signature
Printed Name
|
