| The Orchard Bank® MasterCard® is an excellent credit card choice for people looking to build their credit. As a cardmember, you'll also enjoy acceptance at millions of locations worldwide, including website purchases and reservations; account information updated and at your fingertips 24/7; email and text messages to remind you of your upcoming payment due date with online enrollment. Get prequalified online in just 30 seconds! |
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General Information |
| - Orchard Bank® Classic MasterCard® |
| - HSBC Bank Nevada, N.A. |
| - Poor Credit |
| - Standard / MasterCard |
| - Fair Credit, No/Limited Credit, Bad Credit |
| - Reports to credit bureaus; additional cardholder benefits. |
| - Annual fees; processing fees. |
| - Based on Credit Profile |
| - Based on Credit Profile |
Interest Rate Information |
| - % |
| - No introductory rate information available. |
| - |
| - 14.99% or 19.99%, or 7.99% for secured cards |
| - 20.90% |
| - |
Fees and Billing Info |
| - $29-$59 the first year* - *$39 or $59 the first year, or $29 or $49 Introductory the first year, then $59 per year thereafter |
| - Late Fee: $30 if balance is less than or equal to $1000; $35 if balance is more than $1000 |
| - Over the Credit Limit Fee: $19 if credit limit is less than or equal to $250; $30 if credit limit is more than $250 |
| - 5% ($5 minimum) |
| - $0 - $49 |
Rewards/ Rebates/ Points/ Miles/ Bonuses |
| - See website for additional benefits. |
| - Disclosure:
It is our goal to offer you the credit card that best fits your credit profile, which may or may not be the card you originally inquired about. You may be offered a secured card or an unsecured card, and with different terms and conditions which will be disclosed before your application is processed.
See website for complete terms and conditions of card usage and application disclosure. |
| - Jan 27 2012 12:00AM |
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