Archive for the ‘Credit Cards’ Category

Low Interest Rate Credit Cards – How to Qualify with Fair to Average Credit.

Monday, March 31st, 2008

 

Most would-be credit card owners these days have a bruise or two on their credit report and feel they may not qualify for low interest credit cards. Depending on the problem that appears on their bureau they very well may be right. However, a large section of the people with fair credit will qualify for credit cards with low interest rates regardless of their credit discrepancies if they can show certain attributes on the credit card application.

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Can Credit Cards Help you Establish Credit After Bankruptcy?

Tuesday, March 18th, 2008

 

The short and simple answer is yes and no. The detailed answer is that it depends on how you use the credit card and which credit card you choose to use. If your credit card is over two years old this article may not apply to you. Most credit card companies will issue fair credit – credit cards to people outside of bankruptcy for more than two years. You may want to avoid applying to the same companies you included in your bankruptcy though.

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Credit Cards for Fair Credit

Monday, March 17th, 2008

 

In today’s hectic financial times credit card use by the average consumer is at an all time high. When we consider that food prices are at an all-time high, gas is through the roof and our property isn’t worth what it used to be you can start to see why. In the past, credit cards had a worthy adversary called a “home equity line of credit”, not any more. In today’s mortgage environment home equity lines are only available for those with the best credit, and that’s if their house values aren’t dropping.

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Tougher Fed Rules Equals Fewer Credit Card Approvals

Thursday, February 28th, 2008

 

Let’s face it, a lot of card companies are gluttonous and have unpredictable business practices and we still buy their products. Each year they find different ways to change the rules, charge more fees and raise our rates, and each and every year they post record sales. Why would anyone in their right mind buy this product, wouldn’t they have to be stupid?

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Low Interest Credit Card Tips

Thursday, February 28th, 2008

 

A low interest credit card is the ultimate quest for most people seeking plastic these days, however most of us are distracted by credit cards that are marketed to our specific lifestyle or hobby. Credit card companies learned years ago that most of the credit cards are ?bought? on impulse and usually reflect the applicant?s hobbies i.e. sports, poker, travel and many more niches.

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