Nationwide Home Mortgage Loan Company

When you are applying for a refinance or to purchase a home the loan to value (LTV) is usually the first value a loan officer will compute. Most borrowers under estimate the ramifications loan to value LTV has on pricing and qualifying for a loan. What you really need to know here is how to arrive at the loan to value ratio. It’s pretty simple. You take the expected loan amount and divide it by expected appraisal value. (more…)

Believe it or not, being able to answer this question correctly is the determining factor for how to get your best deal on your next mortgage.We have all heard about the no closing costs loans. I also believe that very few of us who have the ability to own a home believe that anything in this world is free. (more…)