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January 15th, 2011
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This is a sample GFE that will give a line by line explanation of each section you will see on your closing documents. The fees listed below are not all conclusive of fees that you may encounter while closing a loan however, they are the most common. Keep in mind, the first block of fees (800's) are typically the only cost lenders have control over. Read the rest of this entry » |
FHA Adjustable Rate Mortgage
The FHA adjustable rate mortgage loan (a.k.a. Variable, ARM) is one of the best adjustable rate mortgages available.You may use this FHA loan program for 1-4 unit homes, as well as condominiums, townhomes, and PUDs. Read the rest of this entry »
FHA Appraisal GuidelinesOnce you have found the home you wish to purchase or you have decided to refinance, FHA will want to know that the house is worth the price you pay or the value indicated. The FHA loan amount that the lender approves for you will be based on the appraised value of the property or the sales price, the lower of the two.
Overview Of The Credit CARD ActThe Credit CARD (Card Accountability, Responsibility and Disclosure) Act was signed into law by President Barack Obama on May 22, 2009. This act was put into place as a means to help protect consumers from predatory lending practices set forth by credit card companies.
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